I found where we can attach a file from file manager but it only comes up as a link to click on. I'm wanting the photo to display on the post. Did some reading and found that only the gallery forum can do this. Is this right? My forum must not be a gallery forum? How can I get this corrected without starting over? We've been going for nearly 3 weeks and there's no way I want to have to shut down and go again. Please help me.

Control Panel » Display Options
select the general option then the primary tab.
Scroll down to the Topic Display Options

Max Size for inline uploaded images
If an image is attached to the post, if it is smaller than the specified size (in bytes) it will be displayed in the post.

Enter the value in bytes.

Thanks Ruben got it working.