Loan & Mortgage Payoff Calculator

A complete loan and mortgage payoff calculator app. Enter your amount, rate, term and start date, add extra monthly or one-time payments, and instantly see your real payoff date, total interest and the interest you save. Includes a full editable amortization schedule and a Mortgage (PITI) mode with property tax, insurance, PMI and HOA. No spreadsheets, no subscription, works offline in any browser.

Key features

• Loan and Mortgage (PITI) modes - taxes, insurance, PMI, HOA
• Extra monthly payments and one-time lump sums on any date
• Real payoff date, total interest and interest saved
• Full amortization schedule - editable, real dates, cumulative interest
• With vs. without comparison, balance curve and interest charts
• Add your own logo, Dark / Light mode, 5 currencies, print to PDF

What you get

• 1 x offline app (Loan & Mortgage Payoff Calculator) — opens in any web browser (Chrome, Edge, Safari, Firefox)
• Quick-start instructions included
• Instant digital delivery — nothing is shipped
• Lifetime access — re-download any time

How your download works

This is a digital download. As soon as your payment clears you receive a secure download link (by message / email). Open the app right in your browser or download the file — it runs 100% offline, no account, no subscription. Works on desktop, laptop, tablet and phone.

Why buyers love it

• See exactly how extra payments cut years and interest
• One app for any loan, car, student loan or mortgage
• Offline, private, no subscription - yours forever

For planning only — not financial advice. Made with the help of AI tools and human review by our team in France. — Team Growtoria