I am not sure what you are asking for here. There is a way using ubb code to change colors/fonts etc. i.e. [font:Arial Black][/font] you can also embed an image that is on a website by using the [Linked Image from ] same with youtube feeds though there is a button that makes it easy in the reply box.

If uploads are allowed then your users could upload a pic directly there. I know Rick had a pic hosting/sizing site that his son was working on, not sure if that is still up though.

Dunny