The easiest way to check permissions is to use WS_FTP. FTP to your server with WS_FTP and run the DirInfo on the nonCGI directory. WS_FTP will open a text window and display all the permissions on those directories. If you're not sure what the permissions mean, you can cut and paste the DirInfo (because its in a text box) and post the info here.

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Doug
darksaber.hispeed.com
One Ring to rule them all, One Ring to find them,
One Ring to bring them all and in the darkness bind them
In the Land of Mordor where the Shadows lie.

--J.R.R. Tolkien, The Lord of the Rings